We come back to you the same working day

we make it easy for home buyers

Mortgage advice across 14+ banks and non-bank lenders

We compare banks and non-bank lenders, handle the paperwork, and stay with you through to settlement. Not tied to any one bank. In most cases, no cost to you.

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14⁺

Lenders comparedon every application we submit

What would it cost each month?

Move the sliders for a rough repayment figure. It's a starting point for a conversation with a broker, not a formal approval.

Weekly, fortnightly, or monthly repayments
Set the rate yourself to compare scenarios
No sign-up needed to see a number

Loan amount$650,000

Interest rate5.90%

Loan term30 years

Repayment frequency

Fortnightly repayment$1,779

Estimate only. Excludes fees, insurance, and lender-specific terms. Your actual rate depends on your situation and the lender.

Home loans for wherever you're at

Buying your first home, or making sure your current loan still earns its keep. The approach is the same: understand the goal, then structure the lending around it.

First home buyers

Your first home, without the guesswork

Borrowing power, KiwiSaver and your first application.

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Refinancing

Make sure your loan still fits

Better rates and structure on an existing loan.

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Getting a home loan takes four steps

No endless forms, no hidden fees, and most of it happens without you taking a day off work.

A family relaxing on the deck of their home

Tell us your goals

A short call about what you want to buy, refinance or build, and what you're working with.

We approach multiple lenders

Your application goes to the lenders best placed to approve it, and we negotiate the rate and structure.

Review your options

We present the offers side by side and explain the trade-offs in plain English, so you know what you're choosing.

Settle with confidence

We manage valuations, conditions and lender questions right through to settlement day.

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What clients say

Questions? We have answers

How much does it cost to use a mortgage broker?

Nothing, in most cases. The lender pays us a commission when your loan settles. If a fee ever applies for a specialist loan, we'll tell you upfront before any work starts.

Which lenders do you work with?

A panel of major banks, building societies, and non-bank lenders. Working with a panel means we can place your application where it's most likely to be approved on good terms, not just with one bank.

How long does pre-approval take?

Often within a couple of business days once we have your documents. Timing depends on the lender and how complex your situation is, and we'll give you a realistic estimate at the start.

Can you help if the bank has already said no?

Frequently, yes. Different lenders assess applications differently, and a decline from one doesn't mean a decline everywhere. We'll look at why it was declined and whether another lender is a better fit.

Do I have to come into an office?

No. Most of the process happens over phone, video, and secure document upload. If you'd rather meet in person, we can arrange that too.

Ready to find your rate?

A short call is all it takes to get started. Free, and no obligation.

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